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A Strategic Solution Finder

Let me help you move forward with confidence.

Home Loans

I’ll do the leg work to ensure you get the best home loan option that is suited for you, saves you money, and sets you up in the strongest position moving forward.

Investment Loans

I can help you navigate your lending needs and ensure you’re setup with the right structure in order to get the best possible return on investment.

Construction Loans

I can help you understand the process to apply for and utilise your construction loan and the best lending set up for once the project is complete.

Car Loans

 can save you a considerable amount in fees and repayments compared to ‘off-the-shelf’ finance from car yards.

Refinancing

We will spend time identifying what is important to you now in terms of  refinancing – as well as what you are looking to achieve in the future.

This is the part of most broker or finance websites where lots of lending jargon gets thrown your way and I know that it can either be overwhelming or cause your eyes to glaze over. So, I’m not going to do that to you.

Instead let me explain the journey of how we can work together and what I can do for you so you can see how easy it can be to get finance with Your Mortgage Coach and how much more at ease you will feel.

The Process

15 Minute Phone Call

A quick chat helps me to understand where you’re at and what you want to do and achieve (from a new home, to a flash new set of wheels!)
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Homework Time!

I help you gather essential information and assess what prep work is required before we approach lenders

Explore the Options

I research your options, considering structures and strategies and deal with all the technical finance things
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Compare and Contrast

I compare the finance offers to check fees and rates, assessing the pros and cons of each, and negotiate discount options with major lenders on your behalf
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Time to Choose

After selecting a lender together, I’ll let you know what they need to process your application. This is made easy by using secure technology to capture most of the info

Saving you Money

I take a look at other banking structures to support your financial situation, and help you save money.
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Paperwork and Applications

Once we’ve gathered all we need, I manage the paperwork and applications for you, even working with your builders and conveyancers for you
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Guidance and Support

Throughout the process, I give you guidance and insight, answering any questions you have so that you feel comfortable and confident
You might be thinking, that all sounds great Cass, but that’s probably just the easy process for standard 9-5 workers. I think my situation is a bit unusual and might be too tricky to fit your processes.

I wouldn’t bet on it just yet!

My specialty is helping people with the ‘unusual cases’. If you’re self-employed, have a less than spotless credit history, don’t have up-to-date financials or perhaps you’re even looking at a project that the banks consider a bit risky, let me take a look before your dreams are ruled out.

It’s worth your while talking with a mortgage broker like me because if you go straight to the bank and get declined because you don’t fit the parameters, your credit score might be impacted. I can help you work out your financial strategy to make sure your income (and business if applicable) can support the requirements of the loans that you want to apply for, before any lenders look at your books.  If it doesn’t stack up yet, then I can help you plan to get to where you need to be in order to borrow and achieve more.

In a number of cases I’ve found that my clients have been able to drastically increase their borrowing capacity by effectively reducing their current bad debts. I have access to strategic debt solutions that won’t impact your credit score.

Book your
Complimentary Consultation with
Your Mortgage Coach

I was introduced to Cass after my marriage broke down. I had approached a few banks, but they didn’t seem very interested in helping me get a loan. Single Mum, self-employed etc.

Cass coached me through the whole process of refinancing my property in my name. She helped me understand what the bank would be looking for, so I was clear on what I needed to prove and work towards those goals. Cass was there the whole time coaching me, cheering me on and negotiating with the bank on my behalf.

I can’t thank you enough Cass. You have made a big difference to my life and my future.

- Kerry Schultz

Amazing experience with Cass at Your Mortgage Coach … helped us with our home, vehicles and business ventures. Couldn't have asked for a more genuine and carefree experience.

- James Hayes

Cass was amazing at getting two loans in place for us in the midst of a pandemic. Her advice ended up saving us an incredible amount on our home loan and we even got a nice rebate from the lender. She worked hard and always kept us up to date as to where the application was at. We would highly recommend Cass for any finance requirements. We will be using her services again soon.

- Matt & Katrina